You Deserve More.We Provide More.

Get more now with LoFi Direct.

What People Say About Us

You Deserve More


We believe...You deserve more from the mortgage industry. We believe in the need for live, human interaction during a complex process. The kind of service and guidance which an app simply can’t provide. We believe paperwork cannot tell your whole story. Our customers are more than credit scores and income documents. They are the individuals and families who live in and strengthen our communities. Their story is our story. And that story begins in a home.

We Provide More

More Resources

From blogs to guides and access to our mobile app, you'll always be armed with the knowledge you need to stay well-informed about your loan.

More Support

Our mission is to provide you with industry-leading customer service each and every day. Reach out to us, even after your loan is signed, sealed and delivered!

More Solutions

Mortgage loans come in many varieties, just like our customers. That's why we offer a wide assortment of products with unique benefits, terms, and requirements.

More Humanity

We are committed to supporting the communities in which we serve. Click here to learn more about our mission to give back.

Assess Your Situation

Do you have a minute to discover if now is the right time for you to buy a new home or refinance your current mortgage? There’s no need to guess. Instead, take our simple 60-second quiz and find out for yourself!

Crunching the Numbers

If you are considering the idea of buying a home or refinancing your existing one, would you like to see what your monthly payments might look like? Our easy-to-use calculators can give you a glimpse into your future.

PerkPlans At Lofi Direct, we want to help you spend less – not just on loans, but everywhere! That’s why we’ve partnered with PerkPlans to offer you deep discounts on thousands of services and products. Save on dining, travel, cell phone services and countless other luxuries and necessities for the entire family. As the only mortgage lender to offer these exclusive benefits to customers, we are proud to help you live your best life for less. You deserve it!Discover PerkPlans

Recent Blog Entries

AnnieMac is USDA's Lender of the Year

In a letter congratulating AnnieMac Home Mortgage for winning the USDA Rural Development Lender of the Year Award...

Could a reverse mortgage be right for you?

Are you wondering how you’re going to come up with enough money to retire, especially considering the potential for...

Making the Most of an Open House Visit

Here are some best practices for buyers at all ends of the home-buying spectrum. Open houses are the gold standard in...

Recent Blogs

ANNIEMAC A "TOP WORKPLACE" FIVE YEARS RUNNING

ANNIEMAC A "TOP WORKPLACE" FIVE YEARS RUNNING Mar 29, 2017

For the fifth year in a row, AnnieMac Home Mortgage has won a 2017 Top Workplaces award from Philly.com. The award recognizes 125 Philadelphia-area companies based solely on the results of an employee feedback survey. The award is not a popularity contest, according to Doug Claffey, CEO of WorkplaceDynamics, LLC, the research firm that conducted the surveys. Nor is it all about fancy perks and benefits. “To be a Top Workplace, organizations must meet our strict standards for organizatio
Explaining the VA's Standard for Debt-to-Income Ratio

Explaining the VA's Standard for Debt-to-Income Ratio Feb 20, 2017

When applying for a VA home loan, borrowers hear a lot about something called debt-to-income ratio. It’s an important tool that plays a key role in determining if you meet in VA loan qualifications. In essence, debt-to-income ratio, or DTI ratio, compares a borrower’s monthly debt payments to his or her gross monthly income.
How to Buy a Home With Little or No Money Down

How to Buy a Home With Little or No Money Down Jan 18, 2017

Homeownership in the United States has fallen to a generational low, and a big reason for this is a lack of first-time homebuyers. In a recent survey by Trulia, 54% of renters cited "saving enough for a down payment" as their biggest obstacle to homeownership, more than credit requirements and other debt obligations. However, the idea that a big down payment is a requirement is a myth. Here are some options you should explore if you want to buy a home, but don't have a ton of cash.